We are a conservative boutique investment management firm specializing in managing assets for people planning their retirement or are retired. Our services help people retire on time and once. We are very skilled at managing retirement assets for individuals and small businesses.
Our heart is in the right place. We are an independent Registered Investment Adviser, not a Stockbroker. There is a night & day difference in how your account is managed with us versus a Stockbroker, a Discount Broker, or Mutual Fund company Rep. Our job is to manage your money, period.
We have a fiduciary duty to act in the best interests of our clients at all times. Brokerage firms generally are not fiduciaries to their customers and therefore are not required to make decisions that are solely in their customers' best interest.
We are a research driven firm.We spend most of our time researching the factors that impact the global markets and in turn your portfolio. Our Investment Policy Committee meets regularly to decide which investments to add or remove from your account. We believe our adjustments may improve your results.
We are not compensated by commission as to what we buy or sell for you. Instead, our incentive as a fee-based investment manager, is to protect and grow your account value over time.
As you learn more about us, you'll see a big difference between "us" and the "rest". Give us a call to arrange a free consultation on how to improve your investment management and retirement planning. You'll be surprised how we can improve your current position.
Yours truly,
Patrick T. Byrne, Portfolio Strategist
Aspetuck Financial Management does not offer legal or accounting advice to our clients. However, we may from time to time, discuss or recommend financial strategies, products, and services which have tax implications, and under specific agreements with clients or because of our fiduciary role, assist with the preparation of tax returns. Clients are urged to consult with their own legal, accounting, and tax adviser with respect to specific situations. Past performance may not be indicative of future results. A copy of our current written disclosure statement, Schedule F, RMP Brochure, discussing our advisory services and fees is available for review upon request. Securities offered through Charles Schwab & Co. Inc, a registered broker-dealer – Member FINRA/SIPC. Securities offered through TD Ameritrade. Inc, a registered broker-dealer – Member FINRA/SIPC Advisory services offered through Aspetuck Financial Management, LLC, a Registered Investment Advisor. Aspetuck Financial is an independent firm not affiliated with either Charles Schwab & Co, Inc. or TD Ameritrade Inc.
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