Please join us, and bring someone you care about that can benefit from our educational workshops and seminars. Typically, we will have an expert guest speaker at each event. Please RSVP by calling us at 203-226-5733 or email us at marketingasp@optonline.net. Thanks and we will see you there!

                              CURRENT EVENTS:

Aspetuck Client Appreciation Golf Outing

October 13, 2009

At The Patterson Club in Fairfield, CT.

Please join us by RSVP by October 6th.

Educational Seminar: How to Re-Balance Your 401(k)/Retirement ACCOUNT For Better Times…PLUS LEARN HOW TO SAVE ON taxes IN 2009

 Where: Three Bears Restaurant, 79 Newton Turnpike, Westport, CT  06880

When: February 10th, 2009

Featured Speaker: Patrick Byrne, Market Strategist. has 24 years of experience, appears on T.V. speaking on investing. He has an  MBA, CFP, CFA level I, and is an author. Ben Maini, CPA, partner Reynolds & Rowella, LLP. He is an expert tax consultant for individuals and small business owners.

 WE WILL COVER:
 
¨ How To Allocate Your 401(k) /Retirement Assets In 2009

¨  Top 3  Recommendations for Investing In A Recession

¨ 2009  Market  & Economic Outlook Recession, Expansion, Bull or Bear?

¨ 2009’s Best Income Opportunities

¨ Update on Obama’s Proposed Tax Programs  & TopTax Savings Tips  

 Learn about wise tax planning strategies to do before April 15th AND WHERE TO INVEST IN 2009 to earn higher income and potentially higher returns.

RSVP BY CALLING 203-226-5733 or email Kirssy Heybroek at  marketingasp@optonline.net

                         SAMPLE OF PAST EVENTS:

Client Appreciation Cookout. When:  August 7, 2008 at 6:00 pm. Where: 27A Imperial Drive Westport, Connecticut

Annual Aspetuck Golf Outing.  When: August 11, at 11:00 am at The Patterson Club, 1118 Cross Highway, Fairfield, Connecticut 

Educational Seminar: Special Year-end Investment And Tax Planning Dinner: How To Invest Your Retirement Account In Volatile Times...Plus Learn How To Save On Taxes in 2008. Learn about wise tax planning strategies to do before year-end AND WHERE TO INVEST IN 2008 to earn higher income and potentially higher returns.  Learn About: How To Allocate Your Retirement Assets In 2008 and Beyond. 10 Ways To Reduce Your Taxes In 2008; Top 3 Strategies For Investing In Volatile Times; 2008 Market & Economic Outlook - Recession, Expansion, Bull or Bear? Special update on the fate of the US $, Oil Prices, and Credit Crisis.  Our Best Income Opportunities in 2008

Featured Speaker: Ben Maini, CPA, Partner, Reynolds & Rowella. Ben has 18 years of experience in his field. He specializes in tax consulting for individuals and small businesses.

Patrick T. Byrne, CFP, MBA, Market Strategist at Aspetuck Financial Management, LLC. He is a 24 years Wall Street veteran who has appeared on local T.V. speaking on investment matters; quoted numerous times in financial newspapers and magazines such as the Wall Street Journal, Barrons, etc. He is the author of IPM - Improving Portfolio Management. Patrick has served on several Investment Policy committees at various highly respected asset management firms. He is presently the Treasurer of Silvermine Art Guild Center.

When: March 29, 2007 from 5:30 - 7:30 pm Where: The 3 Bears Restaurant, Westport, take Exit 41, go 1/4 mile north on Route 33 Dinner will be served

Educational Seminar: Ways to save big on income taxes, estate taxes.  Checklist of retirement planning do's. How to protect your nest egg from a bigger threat than a bear market. Which kind of health care insurance should you be exploring? How to build a retirement portfolio that meets your retirement income needs permanently. Whether you should buy individual bonds or a bond fund. Whether or not annuities belong in your retirement program. The role of large-cap stocks in your portfolio. How much of your retirement portfolio should be invested in foreign markets? The state of the US economy and in 5 years - what it means to your portfolio and retirement.

Educational Seminar: How To Retire Once. Learn about ten wise retirement planning strategies to do before retirement AND WHERE TO INVEST IN 2007 to earn higher income and potentially higher returns. 

Educational Seminar: Wise Year-end Tax & Retirement Planning Tips for Small Business Owners, Doctors, Dentist, and Investors AND WHERE TO INVEST IN 2007. 

Featured Speaker Dr. Charles Lieberman, Chief Investment Officer, Advisors Capital Management, LLC.   A Former economist of the Federal Reserve Bank of New York, Dr. Lieberman then focused on debt and equity markets at Morgan Stanley and Shearson Lehman Brothers before joining Manufacturers Hanover as chief economist and head of research. He retained that position for close to 12 years through subsequent mergers with Chemical Bank and Chase Manhattan. As a leading economic and financial commentator, Dr. Lieberman has appeared on CNBC, CNN, CNNfn, and "The Nightly Business Report" on PBS, Reuters Financial Television, Fox Business News, and the major television networks. Bloomberg, Reuters, The Wall Street Journal, The Washington Post, Barron's, and numerous other business publications frequently quote him.  He earned his BA in economics from M.I.T. and his Ph.D. in economics from the University of Pennsylvania. 

Educational Workshop: Tax & Investment Planning For Retirees and People Planning To Retire  Educational Seminar:Top 10 Economic & Market Predictions for 2006 That Will Impact Your Portfolio and Finances - And How You Can Profit From Them

Educational Seminar: Smart Year-end tax moves for business owners, professionals (Dentist, Doctors, etc.)and investors that can lower your taxes; Get Our"Tax Reduction"Punch List That Must Get Done By Year-end; What To Do Now To Save On 2007 Taxes; Tax Law Changes That Impact Your Retirement;  Which Retirement Plan Is Must Suitable For My Business - Pick the one that saves the most in taxes and allows the most $ to be invested; How to reduce giant taxes owed on your IRAs; Global Economic & Market Update; Grow Your Wealth In 2007 - 3 Strategies That Aim To Put Your Portfolio In Sync With World Markets in 2007When: November16, 2006 from 5:30 - 7:30 pm Where: 3 Bears Restaurant, Westport, take Exit 41, go 1/4 mile north on Route 33. Dinner will be served; Featured Speakers: Ben Maini, CPA, Partner, Reynolds & Rowella.

Educational Seminar:HealthCare & Estate Management Strategies For Retirees and People Planning To Retire Once AND WHERE TO INVEST IN 2007. Long Term Care: Facts & Myths, Your  Health Care Options, How To Evaluate Health Care Insurance, New Rules for Medicaid, Easy Ways to Pay For Health Insurance. Protect  Your Estate From Unknown Expenses, State and Federal Taxes. Global Economic & Market Update; Grow Your Wealth In 2007 - 3 Strategies That Aim To Put Your Portfolio In Sync With World Markets in 2007; How To Get Reliable Lifetime Income Without Paying Commissions  When: September 21, 2006 from 5:30 - 7:30 pm Where: 3 Bears Restaurant, Westport,  Featured Speakers: Randi Oster, CLTC, Long Term Care expert from Long Term Planning Associates, LLC

Educational Seminar: Wise Advice...Internationally Investing. Get and update and our outlook for the following topics: Global Investment Outlook; Do's & Don'ts of Foreign Investing; China Region Investing; Emerging Market Fundamentals; European Market Update; Japan's Comeback Story  Where: 3 Bears Restaurant, Westport  WHEN:  May 3, 2006 from 5:30-7:30 pm   Dinner will be served

Educational Workshop: How to Read the Economic Tea Leaves To Improve Your Portfolio's Performance. Get the Answers to the Following Questions: What factors drive the markets? How to manage money using the business and market cycle? How should I be invested given today's market conditions?  Is my retirement portfolio properly positioned for retirement? One Free Copy of IPM - Improving Portfolio Management - The Secrets To Building Wealth Through Market Cycles, will Be given out. Where: 125 Main St. Westport, 4th Floor Conference Rm.When: April 19, 2006 from 8:30 - 9:30 am coffee, tea, and danish will be served.

Educational Seminar: How To Retire On Time & Only Once (And Where To Invest In 2006). Educational Workshop: 21 Tips on How to Protect Your Retirement Assets, and Lifestyle  Learn about like events that could deplete your retirement fund; Find out about low cost solutions to big cost risks and hazards facing you before and during retirement;  Where: 125 Main St. Westport, 4th Floor Conference Rm.  When: March 23, 2006 from 8:30 - 9:30 am  Coffee, tea, and danish will be served.


Educational Workshop: College Planning: How To Pay For Your Child's Tuition And Save Big On Taxes  

Educational Seminar: The New Retirement Reality - How To Make Sure You Will Have Lifetime Income to Pay for Your Lifestyle.  Learn about tax efficient ways to build lifetime income; Find out how you can create your own pension fund and never have to worry about it being taken away from you.  Where:The Red Barn Restaurant, Westport. When: March 30, 2006 from 5:30 - 7:30 pm Dinner will beserved. 

Educational Seminar: How to Reposition Your Retirement Portfolio To Last A Lifetime and To Survive Down Markets, Recessions, Wars, High Inflation, And Much More!   3 Investment Management Tips for Retirement Investors;   3 Major Estate Planning Mistakes That Threaten To Put A BIG Dent In Your Retirement Portfolio;   3 Tax Management Tips to Help Build a Lifetime Income Stream.   Where: The Red Barn Restaurant, Westport   When: March 9, 2006 from 5:30 - 7:30 pm   Dinner will be served

3 Smart Ways To Invest For College -Maximize Your Growth and Minimize Your Taxes;  3 Tips on How To Get As Much Federal Student Tuition Aid As Possible; What Should I  Know About Student Loans? Free College Costs Analysis For Your  Desired School; The Biggest 529 Plan In The Country and Why You Should Consider It.  Where: 125 Main St. Westport, 4th Floor Conference Rm When: February 14, 2006 from 8:30 - 9:30 am Coffee, tea, and danish will be served.  

7 Smart Pre-April 15th Tax Moves For Retirement Minded Investors;   3 Tips on How To Build a Lasting Retirement Fund That Will Even Leave a Legacy for Your Loved Ones;   How To Get Lifetime Income; 5 Income & Return Enhancing Strategies for 2006 That  Are Favored By Economic and Market Trends Where: 125 Main St. Westport, 4th Floor Conference Rm. When: February 2, 2006 from 8:30 - 9:30 am Coffee, tea, and pastry will be served. Seating is limited at this event. 

Patrick Byrne, being interviewed by Beck Surran of News 12. Patrick occassionaly provides market commentary on the popular financial show News 12 "On the Money".